Money to your account
The agreement with the bank or payment provider is in your company's name. The studio isn't in the payment chain, and buyers enter card details on the bank's page.
Customers pay on your site the way they're used to, the money goes to your account and the order is marked paid automatically. You sign with the bank; we help with the paperwork, set up test mode, check payments and refunds, and only then go live.
The agreement with the bank or payment provider is in your company's name. The studio isn't in the payment chain, and buyers enter card details on the bank's page.
Payment is confirmed by the bank's server, not the buyer's browser. An order can't be marked paid if the money didn't arrive.
Cancel and refund from the admin panel where the payment method supports it. You hear about every payment by email or Telegram, and the buyer gets a confirmation.
We decide which payment methods you need. You apply; we prepare the technical part and the pages the bank will check. Approval time depends on the bank, not on us.
1–2 daysWe connect payments to your site in test mode: payment, bank confirmation, order statuses.
2–4 daysWe run a successful payment, a decline, a cancellation and a refund. We check notifications to you and the buyer.
1–2 daysWe swap test keys for live ones, make a small real payment and refund it.
1 dayIdram, ArCa, Telcell, CRM, 1C and accounting systems
Catalogue, cart, Idram/ArCa/card payments, delivery, customer account
From $290. The total depends on how many payment methods you need and how your site is built. If payments are part of a new store, they're included in its price: stores start at $4,900. The per-transaction fee goes directly to the bank or payment provider.
Our part takes from 5 working days. Review and approval by the bank or payment provider are separate, and we don't promise their timing: it depends on the bank and how complete your documents are. So it's best to apply on day one.
You do, as a company or sole trader. We tell you which documents and site pages are needed and answer the bank's technical questions. The keys and access to the merchant dashboard stay with you.
Cards go through a bank vPOS, which means an agreement with the bank. Idram and Telcell are e-wallets many people in Armenia use instead of cards, each with its own agreement. Stores often connect cards plus one of the wallets.
Yes. Card payments via AmeriaBank vPOS run on KERI.AM, the food delivery platform for Armenia's regions that we built. Payment status is read from the bank, so an unpaid order never goes into the kitchen.
Ari asks three questions — the team comes back with scope, timeline and price.
What you're building, what already exists and how to reach you.
Within one working day — by email or in Telegram.
Agreed before any work starts.